SimplyCLICK Advantage SBI Credit Card: Maximize Online Shopping Rewards
Discover the SimplyCLICK Advantage SBI Credit Card, a perfect companion for online shoppers seeking rewarding experiences. This entry-level credit card from SBI Card offers accelerated rewards on e-commerce platforms, milestone benefits, and a low annual fee. Tailored for digital spenders, it provides 10X reward points on partner brands like BookMyShow and Myntra, plus fuel surcharge waivers. In this comprehensive guide, we’ll explore its features, benefits, eligibility, and more to help you decide if this card fits your lifestyle. Dive in to unlock the full potential of your online purchases!
About SimplyCLICK Advantage SBI Credit Card
The SimplyCLICK Advantage SBI Credit Card is designed for online shoppers, offering 10X reward points on partner platforms like BookMyShow, Myntra, and Cleartrip, and 5X on other online spends. With a low annual fee of ₹499 (waived on ₹1 lakh spends), it includes a ₹500 Amazon voucher as a welcome gift and milestone e-vouchers worth up to ₹4,000. Ideal for entry-level users, this card ensures savings on fuel and easy EMI options, making it a smart choice for digital spenders.
Basic Details of SimplyCLICK Advantage SBI Credit Card
| Feature | Details |
|---|---|
| Card Image | |
| Card Issuer | SBI Card (State Bank of India) |
| Joining Fee | ₹499 + GST |
| Renewal Fee | ₹499 + GST (Waived on ₹1 lakh annual spends) |
| Card Category | Shopping, Entry-Level |
| Rewards | 10X RP on partner brands, 5X on online spends, 1X on offline |
| Airport Lounge | Not available |
| Railway Lounge | Not available |
| Fuel Surcharge Waiver | 1% (₹500-₹3,000 transactions, max ₹100/month) |
Extra Details of SimplyCLICK Advantage SBI Credit Card
- Contactless payments for secure transactions up to ₹5,000.
- Accepted at over 24 million outlets globally, including 3.25 lakh in India.
- Supports add-on cards for family members above 18 (up to 2).
- Easy Bill Pay facility for utility bills like electricity and mobile.
- Balance Transfer on EMI to consolidate other card dues at lower rates.
- Flexipay to convert purchases above ₹2,500 into EMIs within 30 days.
- Equipped with EMV chip and magstripe for enhanced security.
Features and Benefits
- Welcome Gift: ₹500 Amazon e-voucher on payment of joining fee.
- Milestone Benefits: ₹2,000 Cleartrip/Yatra e-voucher each on ₹1 lakh and ₹2 lakh annual spends.
- Fuel Surcharge Waiver: 1% waiver on transactions between ₹500-₹3,000 (max ₹100/month).
- Contactless Payments: Fast and secure transactions at POS terminals.
- Flexipay: Convert purchases above ₹2,500 into affordable EMIs.
- Balance Transfer: Transfer other card balances at lower interest rates.
- Global Acceptance: Use at Visa/MasterCard outlets worldwide.
Rewards and Cashback
- Partner Brands: 10X RP (2.5% value, 1 RP = ₹0.25) on Apollo 24/7, BookMyShow, Cleartrip, Dominos, Myntra, Netmeds, Yatra.
- Other Online Spends: 5X RP (1.25% value) on all online transactions.
- Offline Spends: 1X RP (0.25% value) per ₹100 on offline purchases.
- Milestone Rewards: ₹2,000 e-vouchers at ₹1 lakh and ₹2 lakh spends.
- Redemption: Redeem points for vouchers or statement credit via SBI Card portal (₹99 fee per redemption).
- Note: No rewards on fuel, wallet loads, or government payments.
Fees and Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | ₹499 + GST |
| Renewal Fee | ₹499 + GST (Waived on ₹1 lakh spends) |
| Finance Charges | 2.5% p.m. (30% p.a.) |
| Foreign Currency Markup | 3.5% of transaction amount |
| Cash Advance Fee | 2.5% of amount (min ₹500) |
| Reward Redemption Fee | ₹99 per redemption |
Eligibility Criteria
- Age: 21 to 70 years.
- Income: Minimum ₹18,000/month (salaried or self-employed).
- Credit Score: Good credit score (typically 700+).
- Residency: Resident of India.
- Note: Eligibility may vary based on SBI Card’s internal policies.
Documents Required
- Identity Proof: PAN Card, Aadhaar Card, Passport, or Voter ID.
- Address Proof: Aadhaar Card, Utility Bill, or Rental Agreement.
- Income Proof: Recent salary slips, ITR, or bank statements.
- Photograph: Recent passport-sized photograph.
- Note: Additional documents may be required per SBI Card’s discretion.
How to Apply for SimplyCLICK Advantage SBI Credit Card
- Visit the SBI Card official website.
- Navigate to the SimplyCLICK Advantage SBI Credit Card page and click “Apply Now.”
- Fill in personal, professional, and KYC details in the application form.
- Submit the form and receive an instant preliminary decision.
- Complete verification via a call from the SBI Card team.
- Receive the card within 7-15 working days if approved.
How to Maximize Benefits
- Shop at Partner Brands: Use at Apollo 24/7, BookMyShow, Cleartrip, Myntra, etc., for 10X rewards (2.5% value).
- Online Spends: Earn 5X rewards (1.25% value) on all online transactions.
- Milestone Spending: Spend ₹1 lakh to waive annual fee and ₹2 lakh for ₹4,000 vouchers.
- Fuel Purchases: Transact between ₹500-₹3,000 at petrol pumps for 1% surcharge waiver.
- Contactless Payments: Use for quick, secure transactions at enabled POS terminals.
- EMI Options: Convert big purchases into EMIs via Flexipay for better budget management.
Other Banks’ Similar Cards
- Amazon Pay ICICI Credit Card: 5% cashback for Prime members on Amazon, no annual fee.
- Flipkart Axis Bank Credit Card: 5% cashback on Flipkart, 1.5% on other spends.
- HDFC Millennia Credit Card: 5% cashback on Amazon, Myntra, ₹1,000 annual fee.
- Standard Chartered Smart Credit Card: 2% cashback on online spends, ₹499 fee.
Official Websites and Apply Link
SimplyCLICK Advantage SBI Credit Card Review
The SimplyCLICK Advantage SBI Credit Card is a great pick for online shoppers, offering 2.5% rewards on partner brands and 1.25% on other online spends. The ₹500 Amazon voucher offsets the joining fee, and milestone vouchers up to ₹4,000 add value. With a lower interest rate (2.5% p.m.) than the standard SimplyCLICK, it’s budget-friendly. However, no lounge access and low offline rewards (0.25%) limit its appeal. Compared to Amazon Pay ICICI, cashback options may be more attractive. Ideal for frequent partner brand shoppers.
[](https://www.paisabazaar.com/sbi-bank/sbi-simplyclick-advantage-credit-card/)Frequently Asked Questions (FAQs)
Who should get the SimplyCLICK Advantage SBI Credit Card?
It’s ideal for online shoppers who frequently use partner platforms like BookMyShow, Myntra, or Cleartrip.
Can I waive the annual fee?
Yes, spend ₹1 lakh annually to waive the ₹499 renewal fee.
How do I redeem reward points?
Redeem points for vouchers or statement credit via the SBI Card portal or app for a ₹99 fee.
Does this card offer lounge access?
No, it does not offer complimentary airport or railway lounge access.
Is it good for international transactions?
It has a 3.5% foreign currency markup fee, so other cards may be better for international use.
Disclaimer
The information provided about the SimplyCLICK Advantage SBI Credit Card is for informational purposes only and may not be accurate or up-to-date. This is not an official website of SBI Card. Please verify details with the official SBI Card website or contact their customer care before applying. CreditCardPath.in is not liable for any discrepancies or financial decisions made based on this content.
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