Reliance SBI PRIME Credit Card: Your Key to Premium Shopping Rewards
Discover the Reliance SBI PRIME Credit Card, a premium co-branded card by SBI Card and Reliance Retail, designed for avid shoppers. Offering exclusive rewards at JioMart, AJIO, and Reliance Digital, this card comes with milestone vouchers, airport lounge access, and free movie tickets. Perfect for lifestyle and shopping enthusiasts, it ensures maximum savings and benefits. In this SEO-optimized guide, we’ll explore its features, eligibility, fees, and more to help you decide if it’s the right card for you. Read on for a detailed breakdown!
About Reliance SBI PRIME Credit Card
The Reliance SBI PRIME Credit Card, a co-branded offering by SBI Card and Reliance Retail, is tailored for shoppers at JioMart, AJIO, Reliance Digital, and more. With a 2.5% reward rate on Reliance spends, milestone vouchers up to ₹8,750, 8 domestic lounge visits, and free movie tickets, it’s ideal for lifestyle enthusiasts. Enjoy a renewal fee waiver on ₹3 lakh annual spends. Learn about its rewards, eligibility, and benefits to decide if this premium shopping card suits your needs.
Basic Details of Reliance SBI PRIME Credit Card
| Feature | Details |
|---|---|
| Card Image | |
| Card Issuer | SBI Card (State Bank of India) |
| Joining Fee | ₹2,999 + GST |
| Renewal Fee | ₹2,999 + GST (Waived on ₹3 lakh annual spends) |
| Card Category | Shopping, Lifestyle |
| Rewards | 10 RP/₹100 on Reliance Retail, 5 RP on dining/movies, 2 RP on other spends |
| Airport Lounge | 8 domestic (2/quarter), 4 international visits/year |
| Railway Lounge | Not available |
| Movie Tickets | 1 free ticket/month (up to ₹250) |
Extra Details of Reliance SBI PRIME Credit Card
This RuPay-based card, made from recycled plastic, supports contactless payments up to ₹5,000 and UPI linking (2 RP/₹100 on UPI Reliance spends). It allows up to 2 add-on cards for family members above 18 and is accepted at over 24 million outlets globally, including 3.25 lakh in India. Features like Flexipay and Balance Transfer on EMI provide payment flexibility. Welcome and milestone vouchers are credited within 45 days of fee payment or milestone achievement.
Features and Benefits
- Welcome Benefit: ₹3,000 Reliance Retail voucher on joining.
- Milestone Benefits: Vouchers worth ₹1,500 (₹75,000 spends), ₹2,250 (₹1.5 lakh spends), ₹5,000 (₹3 lakh spends).
- Lounge Access: 8 domestic (2/quarter) and 4 international (2/year) visits.
- Movie Tickets: 1 free ticket/month worth ₹250.
- Contactless Payments: Secure transactions up to ₹5,000.
- Flexipay: Convert purchases above ₹2,500 into EMIs.
- Balance Transfer: Transfer other card balances at lower rates.
Rewards and Cashback
- Reliance Retail: 10 RP/₹100 (2.5% value, 1 RP = ₹0.25), 2 RP on UPI spends.
- Dining, Movies, Airlines: 5 RP/₹100 (1.25% value).
- Other Retail: 2 RP/₹100 (0.5% value, excludes fuel, rentals, wallets).
- JioMart Cashback: 5% cashback (up to ₹1,000/month) credited to JioMart wallet within 90 days.
- RelianceOne Offer: 1 RelianceOne point/₹200 on offline grocery/Fashion Factory spends.
- Reward redemption fee: ₹99 per redemption.
Fees and Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | ₹2,999 + GST |
| Renewal Fee | ₹2,999 + GST (Waived on ₹3 lakh spends) |
| Finance Charges | 3.75% p.m. (45% p.a.) |
| Foreign Transaction Fee | 3.5% of transaction value |
| Fuel Surcharge Waiver | 1% (₹500-₹4,000, max ₹100/statement) |
| Reward Redemption Fee | ₹99 per redemption |
Eligibility Criteria
- Age: 21 to 70 years.
- Income: Stable income (salaried or self-employed).
- Credit Score: Good credit score (typically 750+).
- Residency: Resident of India.
- Note: Specific income criteria may vary; check with SBI Card.
Documents Required
- Identity Proof: PAN Card, Aadhaar Card, Passport, or Voter ID.
- Address Proof: Aadhaar Card, Utility Bill, or Rental Agreement.
- Income Proof: Salary slips, ITR, or bank statements.
- Photograph: Recent passport-sized photograph.
- Note: Additional documents may be required per SBI Card’s policy.
How to Apply for Reliance SBI PRIME Credit Card
- Visit the SBI Card official website.
- Go to the Reliance SBI PRIME Credit Card page and click “Apply Now.”
- Enter personal, professional, and KYC details in the form.
- Submit the application and get an instant preliminary decision.
- Complete verification via a call from SBI Card.
- Receive the card within 7-15 working days upon approval.
How to Maximize Benefits
- Reliance Stores: Shop at JioMart, AJIO, Reliance Digital, Trends for 2.5% rewards.
- Dining and Movies: Earn 1.25% rewards on dining and entertainment.
- Travel: Use 8 domestic and 4 international lounge visits annually.
- Milestone Spending: Spend ₹3 lakh to waive renewal fee and earn ₹8,750 vouchers.
- JioMart: Get 5% cashback on JioMart spends (up to ₹1,000/month).
- Contactless Payments: Use for secure, quick transactions at POS.
Other Banks’ Similar Cards
- Amazon Pay ICICI Credit Card: 5% cashback for Prime members on Amazon, no fee.
- Flipkart Axis Bank Credit Card: 5% cashback on Flipkart, 1.5% elsewhere.
- Tata Neu Infinity HDFC Credit Card: 5% NeuCoins on Tata Neu app spends.
- Shoppers Stop Black HDFC Credit Card: 7% rewards on Shoppers Stop.
Official Websites and Apply Link
Reliance SBI PRIME Credit Card Review
The Reliance SBI PRIME Credit Card is a great pick for Reliance Retail fans, offering 2.5% rewards, up to ₹8,750 in milestone vouchers, and lounge access. Free movie tickets add value for entertainment lovers. However, the ₹2,999 annual fee and low 0.5% rewards on non-Reliance spends may not appeal to all. Compared to Amazon Pay ICICI, its rewards are less versatile. Best for those who shop heavily at Reliance stores and can hit spending milestones.
Frequently Asked Questions (FAQs)
Who should get the Reliance SBI PRIME Credit Card?
It’s ideal for frequent shoppers at Reliance Retail stores like JioMart, AJIO, and Reliance Digital who can maximize the 2.5% reward rate.
Can I waive the annual fee?
Yes, spend ₹3 lakh annually to waive the ₹2,999 renewal fee.
What are the lounge access benefits?
Get 8 domestic (2/quarter) and 4 international (2/year) lounge visits.
How do I redeem rewards?
Redeem reward points via the SBI Card portal or app for a ₹99 fee per redemption.
Is this card good for non-Reliance spends?
It offers only 0.5% rewards on non-Reliance spends, so other cards may be better for general use.
Disclaimer
The information about the Reliance SBI PRIME Credit Card is for informational purposes only and may not be accurate. This is not an official SBI Card or Reliance Retail website. Verify details on the official SBI Card website or contact their customer care before applying. CreditCardPath.in is not liable for discrepancies or financial decisions based on this content.
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