KrisFlyer SBI Credit Card: Your Gateway to Travel Rewards
Discover the KrisFlyer SBI Credit Card, a co-branded travel credit card by SBI Card and Singapore Airlines, designed for frequent flyers. This card offers KrisFlyer miles on every spend, complimentary lounge access, and exclusive travel benefits. Ideal for those who love traveling with Singapore Airlines, it provides accelerated rewards, milestone benefits, and insurance coverage. In this blog post, we’ll explore its features, rewards, fees, eligibility, and more to help you decide if this card suits your travel lifestyle. Let’s take off into the details!
About KrisFlyer SBI Credit Card
The KrisFlyer SBI Credit Card, a collaboration between SBI Card and Singapore Airlines, is tailored for travel enthusiasts. Earn 5 KrisFlyer miles per ₹200 on Singapore Airlines and international spends, plus enjoy 4 domestic and 4 international lounge visits annually. With milestone rewards, a 3,000-mile welcome bonus, and travel insurance, it’s perfect for frequent flyers. Redeem miles for flights, upgrades, or KrisShop purchases. Learn about its benefits, fees, and eligibility to elevate your travel experience.
Basic Details of KrisFlyer SBI Credit Card
| Feature | Details |
|---|---|
| Card Image | |
| Card Issuer | SBI Card (State Bank of India) |
| Joining Fee | ₹2,999 + GST |
| Renewal Fee | ₹2,999 + GST (No waiver) |
| Card Category | Travel |
| Rewards | 5 miles/₹200 on Singapore Airlines/international, 2 miles/₹200 on other spends |
| Airport Lounge | 4 domestic (1/quarter), 4 international visits/year |
| Railway Lounge | Not available |
| Insurance | ₹1 crore air accident cover, ₹1 lakh baggage loss/delay |
Extra Details of KrisFlyer SBI Credit Card
- Available on Mastercard and American Express networks.
- Contactless payments for secure transactions up to ₹5,000.
- Accepted at over 24 million outlets globally, including 3.25 lakh in India.
- Up to 2 add-on cards for family members above 18.
- Cash withdrawal at over 1 million Mastercard/Visa ATMs worldwide.
- Easy Bill Pay for electricity, telephone, and mobile bills.
- Flexipay to convert transactions above ₹2,500 into EMIs.
- Balance Transfer on EMI for other credit card balances.
- KrisFlyer miles credited monthly, valid for 2 years.
Features and Benefits
- Welcome Benefit: 3,000 KrisFlyer miles on first transaction within 60 days.
- Milestone Benefit: 3,000 miles on ₹3 lakh annual spends.
- Elite Status: KrisFlyer Elite Silver on ₹2.5 lakh Singapore Airlines spends.
- Lounge Access: 4 domestic (1/quarter) and 4 international visits/year.
- Insurance: ₹1 crore air accident, ₹1 lakh baggage loss/delay, ₹1 lakh fraud cover.
- Contactless Payments: Secure transactions via Mastercard/Amex payWave.
- Flexipay: Convert purchases above ₹2,500 into EMIs.
- Balance Transfer: Lower interest rates for other card balances.
Rewards and Cashback
- Singapore Airlines Group: 5 miles/₹200 (2.5% value, 1 mile ≈ ₹1).
- International Spends: 5 miles/₹200 (2.5% value).
- Other Eligible Spends: 2 miles/₹200 (1% value).
- No Miles: Fuel, rentals, utilities, government, wallet payments.
- Milestone Reward: 3,000 miles on ₹3 lakh annual spends.
- Redemption: Miles for flights, upgrades, KrisShop; valid for 2 years.
- Transfer: Miles auto-credited to KrisFlyer account monthly.
Fees and Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | ₹2,999 + GST |
| Renewal Fee | ₹2,999 + GST |
| Finance Charges | 3.75% p.m. (45% p.a.) |
| Foreign Transaction Fee | 3.5% of transaction value |
| Fuel Surcharge Waiver | 1% (₹500-₹3,000, max ₹250/statement) |
| Lounge Visit (Post-Complimentary) | $27 + GST per visit |
Eligibility Criteria
- Age: 18 to 70 years.
- Income: Stable income (salaried or self-employed).
- Credit Score: Good credit score (typically 750+).
- Residency: Resident of India.
- Membership: Must be a KrisFlyer member.
Documents Required
- Identity Proof: PAN Card, Aadhaar Card, Passport, or Voter ID.
- Address Proof: Aadhaar Card, Utility Bill, or Rental Agreement.
- Income Proof: Salary slips, ITR, or bank statements.
- Photograph: Recent passport-sized photograph.
- Note: Additional documents may be required per SBI Card policy.
How to Apply for KrisFlyer SBI Credit Card
- Visit the SBI Card official website.
- Navigate to the KrisFlyer SBI Credit Card page and click “Apply Now.”
- Fill in personal, professional, and KYC details in the application form.
- Submit the form for an instant preliminary decision.
- Complete verification via a call from the SBI Card team.
- Receive the card within 7-15 working days if approved.
How to Maximize Benefits
- Singapore Airlines Group: Book flights, KrisShop, or Kris+ for 2.5% miles.
- International Spends: Earn 2.5% miles on overseas transactions.
- Lounge Access: Use 4 domestic and 4 international visits annually.
- Milestone Spending: Spend ₹3 lakh for 3,000 bonus miles.
- Elite Status: Spend ₹2.5 lakh on Singapore Airlines for Elite Silver.
- Contactless Payments: Use for quick, secure transactions at POS terminals.
- Redemption: Redeem miles for flights to Southeast Asia (~20,000 miles).
Other Banks’ Similar Cards
- Axis Atlas Credit Card: 5 EDGE Miles/₹100, transferable to KrisFlyer, ₹5,000 fee.
- Amex Platinum Travel Credit Card: 24,000 MR points/year, transferable, ₹3,500 fee.
- HDFC Diners Club Black: 5X points on travel, transferable, ₹10,000 fee.
- Air India SBI Signature Card: 20,000 reward points on joining, ₹4,999 fee.
Official Websites and Apply Link
KrisFlyer SBI Credit Card Review
The KrisFlyer SBI Credit Card is a decent pick for Singapore Airlines loyalists, offering 2.5% miles on SIA and international spends, plus 3,000 welcome miles. Lounge access and insurance add value, but the ₹2,999 fee, 1% reward rate on domestic spends, and no renewal benefits limit its appeal. Compared to Axis Atlas or Amex Platinum Travel, it’s less rewarding for general spenders. Best for those who frequently fly SIA and can maximize miles before they expire in 2 years.
Frequently Asked Questions (FAQs)
Who is the KrisFlyer SBI Credit Card best for?
It’s ideal for frequent Singapore Airlines flyers who are KrisFlyer members and want to earn miles for flights or upgrades.
Can I waive the annual fee?
No, the ₹2,999 renewal fee cannot be waived, and there are no renewal incentives.
How do I redeem KrisFlyer miles?
Redeem miles via the KrisFlyer account for flights, upgrades, or KrisShop purchases; valid for 2 years.
What lounge access is offered?
Get 4 domestic (1/quarter) and 4 international lounge visits annually; extra visits cost $27 + GST.
Are there better alternatives?
Yes, cards like Axis Atlas or Amex Platinum Travel offer higher rewards and flexibility for non-SIA travelers.
Disclaimer
The information provided about the KrisFlyer SBI Credit Card is for informational purposes only and may not be accurate or up-to-date. This is not an official website of SBI Card or Singapore Airlines. Please verify details with the official SBI Card website or contact their customer care before applying. CreditCardPath.in is not liable for any discrepancies or financial decisions made based on this content.
Comments
No comments yet. Be the first to comment!
Post a Comment