Times Black ICICI Bank Credit Card

Published: April 28, 2025 By Credit Card Path Editorial

Times Black ICICI Bank Credit Card - Ultimate Luxury Benefits Guide

About Times Black Credit Card

The Times Black ICICI Bank Credit Card is India's most exclusive lifestyle credit card offering 1:2 reward point value and unlimited global lounge access. Designed for ultra-high-net-worth individuals, it provides ₹20,000 Taj Experiences voucher, zero forex markup, and personal lifestyle concierge. Cardholders enjoy priority pass membership, ₹10 crore travel insurance, and complimentary golf worldwide. With metal card design and bespoke travel services, this card offers access to private jet charters, Michelin-star dining reservations, and VIP event experiences. The ultimate status symbol for discerning individuals seeking unparalleled luxury benefits and exclusive privileges.

Key Specifications

Issuer	ICICI Bank & Times Group
Joining Fee	₹20,000 + GST
Renewal Fee	₹20,000 + GST*
Category	Ultra-Premium Lifestyle
Rewards	5X Lifestyle Points
Airport Lounge	Unlimited Global
Railway Lounge	Unlimited

Exclusive Features

Credit Limit: ₹75 lakh+
Forex Markup: 0%
24K Gold-Plated Metal Card

Key Benefits

Personal Travel & Lifestyle Manager
Unlimited International Lounge Access
Complimentary Private Jet Transfers
Luxury Hotel Suite Upgrades
₹10 Crore Travel Insurance

Rewards Program

10 Points/₹200 on all spends
1 Point = ₹2 Redemption Value
Double Points on Luxury Brands
Redeem for Charter Flights

Fee Structure

Joining Fee	₹20,000 + GST
Annual Fee	₹20,000 + GST*
ATM Withdrawal	Nil
Late Payment	₹100 - ₹1,300

*Waived on ₹25L annual spends

Eligibility Criteria

Age: 35-65 years
Income: ₹50 LPA+
Credit Score: 800+
Invitation-only Application

Required Documents

PAN Card (Mandatory)
Passport & Visa Copies
1 Year Bank Statements
Income Tax Returns (5 Years)

Application Process

Request Invitation via Private Banker
Submit Financial Portfolio Details
Undergo Enhanced Due Diligence
Personalized Card Delivery
Activate Black Tier Concierge

Request Invitation

Maximize Benefits

Use for luxury retail purchases
Book international first-class travel
Access members-only events
Leverage concierge for exclusive deals

Competitor Cards

HDFC Infinia Private Metal
Axis Bank Burgundy Private
Amex Centurion
Yes World Elite

Official Resources

Card Privileges Priority Access

Expert Review

Pros: Unmatched luxury benefits, Metal card prestige, Global recognition
Cons: Highest fees, Invite-only access
Verdict: Pinnacle of premium banking in India. 4.95/5 rating

Important Notice

⚠️ Information provided for educational purposes only. Terms may change. Always verify details with ICICI Bank's official sources before application. CreditCardPath.in is not affiliated with ICICI Bank or Times Group.

Disclaimer & affiliate disclosure: This review is for informational purposes only. Credit card features, fees and offers can change. Always verify details on the official bank website and MITC before applying. Credit Card Path may earn a commission if you apply through links on this page at no extra cost to you. This does not change the price you pay. We are not a bank or RBI-regulated lender.

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