ICICI Bank HPCL Super Saver Credit Card - Complete Details & Fuel Benefits
About HPCL Super Saver Credit Card
The HPCL Super Saver Credit Card by ICICI Bank is India's premier fuel-focused credit card offering 4% fuel surcharge waiver and reward points on fuel spends. Designed for frequent vehicle users, it provides 2X rewards at HPCL pumps, 1% cashback on groceries, and 500 + GST joining fee. Cardholders enjoy ₹200 HPCL gift voucher on activation and complimentary personal accident cover. With low annual charges and easy redemption options, this co-branded card helps save ₹500-1000 monthly on fuel expenses. Ideal for daily commuters and commercial vehicle operators seeking maximum savings at petrol pumps.
Key Specifications
| Issuer | ICICI Bank & HPCL |
|---|---|
| Joining Fee | ₹500 + GST |
| Renewal Fee | ₹500 + GST |
| Category | Fuel & Daily Use |
| Rewards | 2X Fuel Points |
| Airport Lounge | 2/yr |
| Railway Lounge | Not Available |
Special Features
- Credit Limit: Up to ₹5 lakh
- Interest Rate: 3.5% per month
- Contactless Payments: Enabled
Key Benefits
- 4% Fuel Surcharge Waiver (Min ₹400 transaction)
- 2 Domestic Lounge Access annually
- 2 Reward Points/₹100 at HPCL outlets
- 1 Reward Point/₹100 on other spends
- ₹200 HPCL Gift Voucher on activation
Rewards Program
- 400 Bonus Points on first fuel transaction
- Redeem points for HPCL fuel vouchers
- 100 points = ₹50 redemption value
- Extra 1% cashback on Big Basket/Grofers
Fee Structure
| Joining Fee | ₹500 + GST |
|---|---|
| Annual Fee | ₹500 + GST |
| Cash Advance | 2.5% of amount |
| Late Payment | ₹750 + GST |
Eligibility Criteria
- Age: 21-60 years
- Income: ₹3 LPA+
- Credit Score: 650+
- Salaried/Self-Employed
Required Documents
- PAN Card (Mandatory)
- Aadhaar/Passport (Address Proof)
- 3 Months Salary Slips
- Vehicle RC Copy (Optional)
Application Process
- Visit ICICI Bank credit card section
- Select 'HPCL Super Saver Card'
- Fill online application form
- Upload required documents
- Get instant virtual card
Maximize Savings
- Use exclusively at HPCL pumps
- Pay mobile/utility bills via card
- Combine with HPCL loyalty programs
- Maintain monthly fuel spends >₹5,000
Competitor Cards
- SBI BPCL Octane
- Axis Bank IndianOil
- HDFC Bharat Cashback
- Kotak Debit+ Credit Card
Expert Review
Pros: Best fuel savings, No joining fee, Easy redemption
Cons: Limited lounge access, Basic rewards
Verdict: Perfect for frequent HPCL users. 4.1/5 rating
Important Notice
⚠️ Information provided for educational purposes only. Terms may vary. Always confirm details with ICICI Bank official sources before application. CreditCardPath.in is not affiliated with HPCL or ICICI Bank.
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