ICICI Bank Expressions Credit Card

Published: April 28, 2025 By Credit Card Path Editorial

ICICI Bank Expressions Credit Card - Complete Guide

About Expressions Credit Card

The ICICI Bank Expressions Credit Card is a lifestyle-oriented credit card offering 5X rewards on dining and 2X points on entertainment. Designed for urban millennials, it provides ₹500 welcome voucher, 1% fuel surcharge waiver, and lifetime free membership with annual fee waiver benefits. Cardholders enjoy complimentary movie tickets, dining discounts, and flexible redemption options. With low joining fee and reward points never expiring, this card is perfect for foodies and entertainment enthusiasts seeking maximum value from daily spends. Offers instant discounts on BookMyShow, Swiggy, and partner restaurants.

Key Specifications

Issuer	ICICI Bank
Joining Fee	₹499 + GST
Renewal Fee	₹499 + GST*
Category	Lifestyle & Entertainment
Rewards	5X Dining Points
Airport Lounge	2/yr
Railway Lounge	Not Available

Special Features

Credit Limit: Up to ₹5 lakh
Interest Rate: 3.75% per month
Contactless Payment: Enabled

Key Benefits

5X Reward Points on dining spends
2X Points on entertainment & movies
1% Fuel Surcharge Waiver (Min ₹400)
₹500 Amazon Voucher on activation
Annual Fee Waiver on ₹1.5L spends

Rewards Program

10 Reward Points/₹100 on dining
4 Reward Points/₹100 on movies
2 Reward Points/₹100 on other spends
Redeem points for vouchers or statement credit

Fee Structure

Joining Fee	₹499 + GST
Annual Fee	₹499 + GST*
ATM Withdrawal	3.75% per month
Late Payment	₹100 - ₹1,300

*Waived on ₹1.5L annual spends

Eligibility Criteria

Age: 21-60 years
Income: ₹3 LPA+
Credit Score: 650+
Salaried Professionals

Required Documents

PAN Card (Mandatory)
Aadhaar/Passport (Address Proof)
3 Months Salary Slips
Passport-size Photograph

Application Process

Visit ICICI Bank credit cards page
Select 'Expressions Card'
Complete online application
Upload digital documents
Get instant virtual card access

Apply Now

Maximize Benefits

Use for dining at partner restaurants
Book movies via BookMyShow
Pay utility bills via CRED/Paytm
Maintain monthly spends >₹12,000

Competitor Cards

Axis Bank My Zone
SBI SimplyCLICK
HDFC Swiggy
Kotak PVR Platinum

Official Resources

Card Features Instant Apply

Expert Review

Pros: Great dining rewards, Low fees, Welcome benefits
Cons: Limited lounge access, Average reward rate
Verdict: Best for food & entertainment lovers. 4.0/5 rating

Important Notice

⚠️ Information provided for educational purposes only. Terms may change. Always verify details with ICICI Bank's official sources before application. CreditCardPath.in is not affiliated with any financial institutions.

Disclaimer & affiliate disclosure: This review is for informational purposes only. Credit card features, fees and offers can change. Always verify details on the official bank website and MITC before applying. Credit Card Path may earn a commission if you apply through links on this page at no extra cost to you. This does not change the price you pay. We are not a bank or RBI-regulated lender.

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