ICICI Bank Emeralde Private Metal Credit Card

Published: April 28, 2025 By Credit Card Path Editorial

ICICI Bank Emeralde Private Metal Credit Card - Ultimate Luxury Benefits Guide

About Emeralde Private Metal Card

The ICICI Bank Emeralde Private Metal Credit Card is India's most exclusive premium credit card offering unlimited global lounge access and 1:2 reward point value. Designed for ultra-high-net-worth individuals, it provides ₹12,000 Taj voucher on activation, zero forex markup, and personal lifestyle manager. Cardholders enjoy priority pass membership, ₹5 crore travel insurance, and complimentary golf worldwide. With metal card design and bespoke concierge service, this card redefines luxury banking experiences. Offers exclusive privileges including private jet discounts, Michelin-star dining access, and VIP treatment at luxury hotels globally. The ultimate status symbol for discerning spenders seeking unparalleled benefits.

Key Specifications

Issuer	ICICI Bank
Joining Fee	₹12,499 + GST
Renewal Fee	₹12,499 + GST*
Category	Ultra-Premium
Rewards	1:2 Point Value
Airport Lounge	Unlimited Global
Railway Lounge	Unlimited

Exclusive Features

Credit Limit: ₹50 lakh+
Forex Markup: 0%
24K Gold Plated Metal Card

Key Benefits

Unlimited Priority Pass Access
Personal Travel Consultant
Complimentary Golf Worldwide
Luxury Hotel Elite Status
₹5 Crore Travel Insurance

Rewards Program

4 Points/₹100 on all spends
1 Point = ₹2 Redemption Value
Double Points on International
Redeem for First Class Flights

Fee Structure

Joining Fee	₹12,499 + GST
Annual Fee	₹12,499 + GST*
Cash Advance	3.75% per month
Late Payment	₹100 - ₹1,300

*Waived on ₹10L annual spends

Eligibility Criteria

Age: 30-65 years
Income: ₹25 LPA+
Credit Score: 800+
ICICI Wealth Management Clients

Required Documents

PAN Card (Mandatory)
Passport & Visa Copies
1 Year Bank Statements
Income Tax Returns (3 Years)

Application Process

Contact ICICI Wealth Manager
Submit Financial Portfolio
Undergo Enhanced Due Diligence
Personalized Card Delivery
Activate Lifestyle Concierge

Request Callback

Maximize Benefits

Use for luxury retail purchases
Book international first-class travel
Access members-only events
Leverage concierge for exclusive deals

Competitor Cards

HDFC Infinia Private Metal
Axis Bank Reserve
Amex Platinum Charge
Yes Private

Official Resources

Card Benefits Priority Application

Expert Review

Pros: Best-in-class benefits, Metal card prestige, Global recognition
Cons: Highest fees, Exclusive eligibility
Verdict: Ultimate card for ultra-affluent. 4.9/5 rating

Important Notice

⚠️ This information is for educational purposes only. Terms may change. Always verify details with ICICI Bank's official sources before application. CreditCardPath.in is not affiliated with ICICI Bank.

Disclaimer & affiliate disclosure: This review is for informational purposes only. Credit card features, fees and offers can change. Always verify details on the official bank website and MITC before applying. Credit Card Path may earn a commission if you apply through links on this page at no extra cost to you. This does not change the price you pay. We are not a bank or RBI-regulated lender.

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