Fibe Axis Bank Credit Card

Published: April 28, 2025 By Credit Card Path Editorial

Fibe Axis Bank Credit Card - Complete Guide & Benefits

Card Issuer	Axis Bank
Joining Fee	₹Nil + GST
Renewal Fee	₹Nil + GST
Card Category	Fintech Co-branded
Rewards Rate	Up to 5% cashback
Airport Lounge	2 complimentary accesses/year
Railway Lounge	1 visit/quarter

About Fibe Axis Bank Credit Card

The Fibe Axis Bank Credit Card is a unique digital-first financial product designed for young professionals and salaried individuals. This co-branded card offers instant credit line approval, flexible repayment options, and smart rewards on essential spending categories. With features like contactless payments, EMI conversion, and real-time spending insights, it combines banking convenience with fintech innovation.

Key Features & Benefits

5% cashback on online food delivery
3% rewards on utility bill payments
Interest-free credit period up to 45 days
Flexible EMI conversion options
Instant credit limit approval
Contactless NFC payments

Rewards Structure

Spend Category	Rewards
Online Food Orders	5% cashback
Utility Bills	3% cashback
Grocery Shopping	2% cashback
Other Spends	1% cashback

Fee Structure

Charge Type	Amount
Joining Fee	₹999 + GST
Annual Fee	₹999 + GST
Cash Withdrawal	3.5% of amount
Late Payment Fee	₹750 + GST

Eligibility Criteria

Age: 21-55 years
Minimum income: ₹20,000/month
CIBIL Score: 700+ required
Salaried professionals only

Required Documents

PAN Card (mandatory)
Aadhaar Card
Latest 3 months payslips
Bank statement (6 months)

Application Process

Download Fibe app from Play Store/App Store
Complete digital KYC verification
Get instant credit limit approval
Activate virtual card immediately
Physical card dispatched in 7 days

Apply Now

Maximizing Benefits

Use for Zomato/Swiggy orders for 5% cashback
Pay electricity/phone bills via app
Convert large purchases to No-Cost EMIs
Use contactless payments for faster checkouts

Similar Credit Cards

Card Name	Key Feature
Slice Super Card	2% universal cashback
Uni Pay 1/3rd Card	1/3rd payment facility
LazyPay Credit Line	Instant credit at merchants

Official Links

Expert Review

Pros: Instant approval, high cashback on food delivery, flexible EMI options
Cons: Limited offline benefits, moderate fees
Verdict: 4/5 - Best for millennials with frequent online food orders

Important Disclaimer

⚠️ This information is for educational purposes only. Features may change as per bank policies. We are not affiliated with Axis Bank or Fibe. Always verify details from official sources before applying. Credit approval subject to eligibility criteria.

Disclaimer & affiliate disclosure: This review is for informational purposes only. Credit card features, fees and offers can change. Always verify details on the official bank website and MITC before applying. Credit Card Path may earn a commission if you apply through links on this page at no extra cost to you. This does not change the price you pay. We are not a bank or RBI-regulated lender.

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