Axis Bank HORIZON Credit Card

Published: April 28, 2025 By Credit Card Path Editorial

Axis Bank HORIZON Credit Card - Detailed Review & Benefits

Card Issuer	Axis Bank
Joining Fee	₹1,500 + GST
Renewal Fee	₹1,500 + GST (waived if spends exceed ₹1.5 lakh annually)
Card Category	Lifestyle & Travel
Rewards Rate	Up to 5X reward points
Airport Lounge	4 complimentary accesses/year
Railway Lounge	2 visits/quarter

About Axis Bank HORIZON Credit Card

The Axis Bank HORIZON Credit Card is a premium lifestyle credit card designed for urban millennials and frequent travelers. Offering accelerated rewards on online shopping, travel bookings, and dining experiences, this card combines lifestyle benefits with travel privileges. Cardholders enjoy exclusive discounts on partner brands, priority pass memberships, and flexible reward redemption options through the EDGE rewards program.

Key Features & Benefits

5X rewards on online shopping & travel bookings
Complimentary Golf lessons at premium clubs
4 domestic airport lounge accesses annually
1% fuel surcharge waiver across all stations
₹10 lakh travel insurance cover
24/7 concierge services

Rewards Structure

Spend Category	Rewards
Online Shopping	5 EDGE Points/₹200
Travel Bookings	5 EDGE Points/₹200
Dining	4 EDGE Points/₹200
Other Spends	2 EDGE Points/₹200

Fee Structure

Charge Type	Amount
Joining Fee	₹1,500 + GST
Annual Fee	₹1,500 + GST
Foreign Currency Markup	2%
Late Payment Fee	₹1,000 + GST

Eligibility Criteria

Age: 23-60 years
Minimum income: ₹35,000/month (salaried)
CIBIL Score: 750+ preferred
Existing Axis Bank customers get priority

Required Documents

PAN Card (mandatory)
Latest 3 months salary slips
Aadhaar Card/Passport copy
Bank statements (last 6 months)

Application Process

Visit Axis Bank's HORIZON card page
Check eligibility using pre-approved offers
Complete digital application form
Upload required documents
Complete video KYC verification

Apply Now

Maximizing Benefits

Book flights via Yatra/Goibibo for extra discounts
Use for online shopping during festival sales
Combine with EDGE reward multiplier partners
Pay utility bills through Axis rewards portal

Similar Credit Cards

Card Name	Key Feature
HDFC Millennia	5% cashback on online spends
SBI SimplySAVE	10X rewards on dining
ICICI Amazon Pay	5% cashback on Amazon

Official Links

Expert Review

Pros: Excellent online rewards, comprehensive travel benefits, reasonable fees
Cons: Limited offline rewards, moderate lounge access
Verdict: 4.2/5 - Ideal for digital-savvy users with monthly online spends above ₹15,000

Important Disclaimer

⚠️ Information provided is for reference only. Features may change as per Axis Bank's policies. We are not affiliated with Axis Bank. Please verify details from official sources before application. Credit approval is subject to the bank's discretion.

Disclaimer & affiliate disclosure: This review is for informational purposes only. Credit card features, fees and offers can change. Always verify details on the official bank website and MITC before applying. Credit Card Path may earn a commission if you apply through links on this page at no extra cost to you. This does not change the price you pay. We are not a bank or RBI-regulated lender.

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