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Axis Bank AURA Credit Card

Axis Bank AURA Credit Card - Exclusive Benefits & Complete Guide

Axis Bank AURA Credit Card Overview

The Axis Bank AURA Credit Card offers premium lifestyle benefits with accelerated rewards on dining, shopping, and entertainment. Enjoy 10x reward points on partner brands, complimentary airport lounge access, and 1% fuel surcharge waiver. With a ₹1,500 + GST annual fee (waived on ₹2L+ spends), it's perfect for urban millennials. Features include ₹10L travel insurance, 24/7 concierge, and exclusive discounts on Myntra/BookMyShow. This Visa Signature card combines luxury with affordability, offering 5:4 reward-to-miles conversion. Discover why it's among India's best mid-premium credit cards through our detailed analysis of features, eligibility, and smart usage strategies.

Key Specifications

Axis Bank AURA Credit Card
FeatureDetail
IssuerAxis Bank
Joining Fee₹1,500 + GST
Renewal Fee₹1,500 + GST (Waived if annual spends exceed ₹2L)
Reward Rate10x on Partner Brands, 2x on Online, 1x others
Airport Lounge4 complimentary visits/year
Railway Lounge2 free accesses/year
Fuel Surcharge1% waiver (min ₹400 transaction)

Premium Features

Card NetworkVisa Signature
Interest Rate3.6% monthly (43.2% annual)
Travel Insurance₹10L coverage
Welcome Benefit5,000 Reward Points

Exclusive Benefits

  • 15% discount on Myntra & Ajio
  • Buy 1 Get 1 on BookMyShow tickets
  • 20% cashback on Swiggy/Zomato
  • Double rewards every weekend

Rewards Program

  • Base Rate: 1 Point = ₹0.25
  • Accelerated: 10x points on Tata Cliq/MMT
  • Redemption: 5:4 conversion to airline miles
  • Bonus: 5% redemption value boost

Fee Structure

Late Payment₹750 + GST
Cash Advance3.5% of amount (min ₹300)
Foreign Currency3.5% markup + GST

Eligibility Criteria

  • Salaried: ₹35K+ monthly income
  • Self-Employed: ₹4.2L+ annual income
  • Age: 23-65 years
  • Credit Score: 725+ preferred

Required Documents

  • PAN Card + Aadhaar
  • Latest 3 salary slips
  • Bank statements (6 months)

Application Steps

  1. Visit Axis Bank AURA card page
  2. Click 'Apply Now'
  3. Complete digital KYC
  4. Submit income documents
  5. Get card in 5-7 working days
Apply Now

Maximize Benefits

  • Shop on Tata Cliq for 10x rewards
  • Book weekend movies for BOGO offers
  • Use for online grocery shopping

Similar Lifestyle Cards

CardAnnual FeeKey Benefit
HDFC Millennia₹1,0005% Cashback on Amazon
SBI SimplyCLICK₹49910x on Online Spends
ICICI Amazon Pay₹05% Cashback on Amazon

Card Analysis

Pros: Great lifestyle benefits, Affordable fees
Cons: Limited lounge access
Verdict: 4.3/5 - Best for online shoppers & urban millennials

Important Disclaimer

⚠️ Information provided for educational purposes only. Terms may change. Always verify details with Axis Bank's official website. CreditCardPath.in is not affiliated with any financial institution.

Disclaimer & affiliate disclosure: This review is for informational purposes only. Credit card features, fees and offers can change. Always verify details on the official bank website and MITC before applying. Credit Card Path may earn a commission if you apply through links on this page at no extra cost to you. This does not change the price you pay. We are not a bank or RBI-regulated lender.

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